Home Insurance >> Legal & General Home Insurance

Legal & General Home Insurance

Online Savings :
Knock as much as 43% off your home insurance by applying online

20% discount for three or more years' no claims
17% discount when you insure buildings and contents together on the same policy
15% discount when you buy online

NB Because discounts are applied consecutively to our standard rates, your maximum saving will be 43.56%

Home Insurance policies from Legal & General is typically comprehensive. Take a look at some of the features and benefits of this policy to find out how it could benefit you.

L&G Home Insurance policies include the following :

Online discount 15% (for first year only)
No claims discount Up to 20% discount for three or more years claim free insurance
Pay monthly available Yes – APR 16.6%
Home emergency cover - buildings Up to £150
Contents temporarily removed from home cover Up to 15% of contents sum insured (min £7,000)
Personal money in the home Up to £500
Credit card cover - if you suffer a loss from credit card fraud Up to £5,000
Cover for downloaded computer files Limits apply
Freezer contents cover Up to £1,000
Standard excess £100
Escape of water excess £250
Subsidence excess - buildings £1,000
Max bedrooms 5
Buildings sum insured £800,000
Contents sum insured £40,000 - £60,000
Freephone 24-hour helplines for domestic emergencies and legal help

Saving money can often mean cutting back on quality - but that's not the case with Legal & General Home Insurance. That’s why they were awarded ‘Best Home Insurance Provider’ at the Personal Finance Awards November 2008.
You can save up to 43% off their standard rates online. If you want to save even more, you can select a higher excess – that’s the amount you’d pay towards any claim. Choose a higher excess and Legal & General will give you a significant saving on your premium.
As well as great savings, they provide quality cover and excellent service. From the big things like fire, flood and theft, right down to your freezer contents and downloaded music files, you can rest assured it's covered.
You can also tailor your cover for extra peace of mind – with optional extras such as accidental damage, legal protection and personal possessions cover.

Here's just some of the things that are included as standard with their buildings and contents insurance:

Home emergency – provides cover up to £150 for emergencies such as a burst pipe or break in
Alternative accommodation provided should you need to move out of your home temporarily because of an insured event, like a fire
Your contents sum insured is automatically increased by 10% one month before and after special events like Christmas or a wedding
Includes credit card cover, it you suffer a loss from credit card fraud – up to £5,000
Freephone 24-hour helplines for domestic emergencies and legal help
Contents temporarily removed from your home. For example, this would cover students' belongings while they are living away from home – up to 15% of contents sum insured (min £7,000)
Replacement locks and keys if your keys are stolen – up to £750
They even cover your freezer contents – up to £1,000

>> Apply online for Legal and General Home Insurance and save up to 43% on your first years premium!

Important Information
Please note that home insurance is designed to cover certain unforeseen events and doesn’t cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.